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Do you use CC, Check or Cash More? [Archive] - DFW Area Moms
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Do you use CC, Check or Cash More?

nicholle&w&p
04-04-2006 Tuesday, 04:36 PM
Which do you use the most when buying stuff?

Dawn
04-04-2006 Tuesday, 04:37 PM
We charge everything and pay it off at the end of the month. Including groceries.

Shannon
04-04-2006 Tuesday, 04:38 PM
Chase or Citibank Credit/Debit combo.

Technically, they are Mastercards, but immediately debit our checking accounts. I don't carry much cash at all.

kimbock
04-04-2006 Tuesday, 04:39 PM
Debit card. I have no credit cards

Cheryl
04-04-2006 Tuesday, 04:40 PM
We charge almost everything - including a lot of our monthly bills. We do it for the rewards. But we pay our credit card off each month & never ever carry a balance.

DallasMommies
04-04-2006 Tuesday, 04:42 PM
Debit card.

I carry no cash, and use credit cards only for emergency purchases I hadn't budgeted for (ie. new washing machine). I use two checks a month, and the rest of the bills are ACH debit from the bank accounts.

ambhi
04-04-2006 Tuesday, 04:48 PM
I put CC only cause I prefer it but we try to do most things with cash. ;)

Susan
04-04-2006 Tuesday, 04:54 PM
We use our CC most of the time for the rewards...even some of our bills are paid by CC for this. If you have zero interest AND get rewards...that's the way to go.

jessjillbolyer
04-04-2006 Tuesday, 04:57 PM
I use to use only debit card but since we moved here Brian doesn't have me on his biz account so I can only use cash. I am getting really tired of it too. I am going to tell him this week he better open me an account I can use or add me to the biz account.

jetblue
04-04-2006 Tuesday, 05:01 PM
Well since I can no longer find anyone that will take checks anymore we now use debit cards. I do write a few bills each month with a check. At least this way a box of checks will last pretty much forever.

Traci_CB_AJ
04-04-2006 Tuesday, 05:01 PM
I never have cash so I always use the Debit card.

texas1010
04-04-2006 Tuesday, 05:03 PM
We use our debit card for everything except large emergency purchases we didn't budget for.

alisah
04-04-2006 Tuesday, 05:24 PM
We use debit card or American Express for the rewards but always pay it off at the end of the month....I NEVER have cash!

Mommy2_2_Cuties
04-04-2006 Tuesday, 06:20 PM
We use credit cards and pay them off every month, we never carry a balance.

Suzi-Q
04-04-2006 Tuesday, 06:23 PM
Debit cards for all purchases (except unbudgeted big items) and checks for bills. No longer use credit cards those are BAD BAD BAD:hopmad !!

Lynda
04-04-2006 Tuesday, 06:23 PM
I use credit too to get the rewards and pay it off each month

Julia
04-04-2006 Tuesday, 06:28 PM
Amex - pay off each month and Visa w/ Miles pay off each month and debit card too.....I rarely have a buck on me! If someone asked me for a donation my response would probably be, do you take a credit card?

TeriMomOf4
04-04-2006 Tuesday, 06:32 PM
We use our debit/mastercard for everything. When I use it as a "credit card" instead of a "debit card", USAA gives up a rebate every month. :D It still comes out of our account just like a debit card though.

jill0221
04-04-2006 Tuesday, 08:24 PM
We charge almost everything - including a lot of our monthly bills. We do it for the rewards. But we pay our credit card off each month & never ever carry a balance.
:yeah Except for the monthly bills -- we pay those online.

Deb
04-04-2006 Tuesday, 08:26 PM
We use or Credit Card for everything. We pay it off each month, but it allows us to rack up miles and I don't have to buy a ticket when I want to go back home to trinidad.

simplyme
04-04-2006 Tuesday, 09:19 PM
we use our Upromise credit card most of the time because it puts a % into a college fund for our son. we pay it off each month but it's an easy way to get free $$

Carol
04-04-2006 Tuesday, 09:23 PM
We charge almost everything - including a lot of our monthly bills. We do it for the rewards. But we pay our credit card off each month & never ever carry a balance.

:yeah

five_lil_monkeys
04-04-2006 Tuesday, 09:28 PM
I dont own a debit or credit card. i would get into too much trouble. I operate mostly off checks...that way I usually have to think more about what I buy b/c less places accept them.

Chelsea
04-04-2006 Tuesday, 09:30 PM
Debit card...always.

mistas
04-05-2006 Wednesday, 08:20 AM
We use our debit card for everything but depending on where we are i use it as credit and not debit my dh told me to only use it as credit so no one can get our pin number.

angie
04-05-2006 Wednesday, 09:44 AM
Debit card. I dislike carrying cash.

Melissa
04-06-2006 Thursday, 10:29 AM
Only our debit mastercard. We never carry cash and don't use credit cards.

Gray's Mommy
04-06-2006 Thursday, 05:42 PM
cash, because we don't have any credit cards. we just got a debit card about 2 weeks ago:blush

1momma
04-10-2006 Monday, 08:52 AM
Other. As of last week I am totally grounded. :cry

Susannah
04-24-2006 Monday, 05:24 PM
Credit card for the rewards.

Sometimes gift cards since I get 5% back from grocery, gas, and drug stores, 1% everywhere else. The grocery stores sell gift cards to some of the places we only get 1% from normally, so it's a way to cheat the system and shop there and get 5%. We bought $500 worth of American Airlines gift cards last month at Tom Thumb to get the 5% back for some plane tickets. The cashier thought we were crazy, I think.

Becky
04-24-2006 Monday, 09:52 PM
debit card

Deena
05-02-2006 Tuesday, 07:55 PM
Credit card and payoff each month

theartsyone
05-17-2006 Wednesday, 03:35 PM
debit cards are the way to go!

TxSandMom
05-17-2006 Wednesday, 03:38 PM
We use or Credit Card for everything. We pay it off each month, but it allows us to rack up miles and I don't have to buy a ticket when I want to go back home to trinidad.

:yeah Well, 'cept for the part about Trinidad!! We haven't been there. I hardly ever carry cash. I even use the cc for less than $5!!

luvmygirlz
05-17-2006 Wednesday, 04:00 PM
We charge almost everything - including a lot of our monthly bills. We do it for the rewards. But we pay our credit card off each month & never ever carry a balance.

:yeah

The rewards actually add up pretty quick! Sometimes, I use my debit since my CC is AMEX and lots of places don't accept it.

jazzy98
05-22-2006 Monday, 06:02 AM
Debit card. I usually only carry less than $10 on me.

AllieMaggiesMom
05-22-2006 Monday, 05:04 PM
cash? don't think my wallet has seen that for quite awhile!

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